Atlanta, Georgia Chapter 13 Bankruptcy Petition

Like a Chapter 7, a Georgia Chapter 13 petition lists all of your assets and all of your liabilities, answers the questions contained in the Statement of Financial Affairs, and includes the Chapter 13 means test, which determines your disposable income for the purpose of establishing a repayment amount to creditors.  In addition to the bankruptcy petition, a Chapter 13 requires the filing of a Chapter 13 Plan, which provides an outline of how the bankruptcy trustee should disburse your monthly payment to each of your creditors.  Although the Chapter 13 petition is quite lengthy, your creditors will only receive a copy of the Plan and a notice of the filing with hearing dates for the 341 Meeting of Creditors and the Confirmation Hearing.


Charles is absolutely a brilliant attorney! He is a critical thinker and determined problem solver. He is very accessible, even via text. If he is in court, his ability to multi-task, you can feel safe and secure in knowing he is handling any issues or concerns. I entrust him with my future, he is a uniquely talented attorney who always challenges himself to achieve the absolute best outcome for his clients.



I was very satisfied with Mr. Clapp services. He is a man of his word and did everything he told me he would. I would highly recommend him.



I came to Mr. Clapp by referral with a complicated case involving both personal and business debts that were out of control. Mr. Clapp evaluated the situation and gave me options that I was not even aware of. He knows his stuff, executed flawlessly, and I have been able to start over. I highly recommend Charles Clapp if you have debt or bankruptcy issues. Listen to his advice, he knows his stuff. I consulted with several other bankruptcy attorneys prior to retaining Mr. Clapp, and they did not have the same breadth of knowledge that Mr. Clapp brought to my case.



I selected Charles Clapp to handle my bankruptcy based on his already positive reviews and I am glad that I did! He was very accommodating to my schedule and made my negative life experience positive. I was actually very surprised how easy he made the process. Life happens and it’s great to be represented by someone that understand that!!! Stop your attorney search with Charles Clapp!!!