Confirmation Hearing for Chapter 13 Bankruptcy in Atlanta, Georgia

In a Georgia Chapter 13 bankruptcy case, a confirmation hearing is scheduled along with the 341 meeting of creditors.  The purpose of the confirmation hearing is to obtain court approval for  your Chapter 13 plan.  The Chapter 13 Trustee issues his or her objections to your Chapter 13 case at the 341 meeting, and the objections are addressed and usually resolved before or at the confirmation hearing.  Further, all creditors may object to your Chapter 13 plan, although that is not typical.  It is rare that the bankruptcy judge will get involved.  However, if you and the Trustee or you and a creditor cannot agree on a matter, the judge will hear the issue and make a decision.  The typical objections that a trustee will make include funding (not paying the plan current), request of proof of mortgage payments after you file, request of proof of student loan payments, means testing deductions, or request for proof of income.  Between the time of your 341 meeting and your confirmation hearing, these issues are normally resolved by simply making amendments to your plan and petition or providing the trustee’s office with the documents requested.  At the confirmation hearing, the case will likely be confirmed, meaning that the judge will enter an order approving the Chapter 13 payment amount and proposed disbursements to creditors.  You normally do not even have to attend this hearing if all issues are resolved prior to the hearing date.  After your case is confirmed, you must keep your Chapter 13 payments current and pay any creditors who you agreed to pay directly (this is normally your mortgage and student loans) in order to ensure that your case goes smoothly.

★★★★★

Charles is absolutely a brilliant attorney! He is a critical thinker and determined problem solver. He is very accessible, even via text. If he is in court, his ability to multi-task, you can feel safe and secure in knowing he is handling any issues or concerns. I entrust him with my future, he is a uniquely talented attorney who always challenges himself to achieve the absolute best outcome for his clients.

Donna

★★★★★

I was very satisfied with Mr. Clapp services. He is a man of his word and did everything he told me he would. I would highly recommend him.

Shernita

★★★★★

I came to Mr. Clapp by referral with a complicated case involving both personal and business debts that were out of control. Mr. Clapp evaluated the situation and gave me options that I was not even aware of. He knows his stuff, executed flawlessly, and I have been able to start over. I highly recommend Charles Clapp if you have debt or bankruptcy issues. Listen to his advice, he knows his stuff. I consulted with several other bankruptcy attorneys prior to retaining Mr. Clapp, and they did not have the same breadth of knowledge that Mr. Clapp brought to my case.

Scott

★★★★★

I selected Charles Clapp to handle my bankruptcy based on his already positive reviews and I am glad that I did! He was very accommodating to my schedule and made my negative life experience positive. I was actually very surprised how easy he made the process. Life happens and it’s great to be represented by someone that understand that!!! Stop your attorney search with Charles Clapp!!!

Heather