Can I get rid of Medical Bills by Filing Chapter 7 or Chapter 13 Bankruptcy in Georgia?

Yes, filing Chapter 7 or Chapter 13 bankruptcy in Georgia can help relieve you of the burden of medical debt. Unexpected medical debt can happen to anyone, even if you carry health insurance. Unfortunately, none of us can predict whether we are going to become ill or be involved in a catastrophic accident. The good news is that filing Chapter 7 or Chapter 13 bankruptcy can help if you find yourself overwhelmed by medical debt that you cannot pay.

Medical debt is classified as unsecured debt, or debt where there is no lien that attaches the payment obligation to a specific piece of property. Unsecured debt can be totally discharged in a Chapter 7 bankruptcy. Or, in a Chapter 13 bankruptcy, you will be required to pay back only a portion of your unsecured debt. Either way, filing bankruptcy can help you eliminate the burden of medical bills if you are uninsured or underinsured.

If you have acquired medical debt and are considering filing bankruptcy in Georgia, it is important to seek the advice of a qualified attorney. For a free initial consultation please contact the Law Offices of Charles Clapp at 404.585.0040.


Charles is absolutely a brilliant attorney! He is a critical thinker and determined problem solver. He is very accessible, even via text. If he is in court, his ability to multi-task, you can feel safe and secure in knowing he is handling any issues or concerns. I entrust him with my future, he is a uniquely talented attorney who always challenges himself to achieve the absolute best outcome for his clients.



I was very satisfied with Mr. Clapp services. He is a man of his word and did everything he told me he would. I would highly recommend him.



I came to Mr. Clapp by referral with a complicated case involving both personal and business debts that were out of control. Mr. Clapp evaluated the situation and gave me options that I was not even aware of. He knows his stuff, executed flawlessly, and I have been able to start over. I highly recommend Charles Clapp if you have debt or bankruptcy issues. Listen to his advice, he knows his stuff. I consulted with several other bankruptcy attorneys prior to retaining Mr. Clapp, and they did not have the same breadth of knowledge that Mr. Clapp brought to my case.



I selected Charles Clapp to handle my bankruptcy based on his already positive reviews and I am glad that I did! He was very accommodating to my schedule and made my negative life experience positive. I was actually very surprised how easy he made the process. Life happens and it’s great to be represented by someone that understand that!!! Stop your attorney search with Charles Clapp!!!