If I File Bankruptcy In Georgia, When do I Have to Give my car Back?

When you file bankruptcy in Georgia to save your car, you benefit from the automatic bankruptcy stay, which is a court order that prevents your car or any other property from being repossessed. However, if you ultimately decide that you do not want to keep your car, then you can surrender it in either a Chapter 7 or a Chapter 13 bankruptcy in Georgia.

Normally, a car creditor cannot repossess your vehicle while you are in bankruptcy without filing a motion with the bankruptcy court asking permission to repossess the car. That process usually takes a month or two, which means you will be able to keep your car without paying the creditor during that time. The one thing you need to make sure to do is keep car insurance on your vehicle so that if anything happens to it, you will be protected from liability. Most creditors will make special arrangements to pick the vehicle up from you or allow you to drop the car off at one of their locations rather than send someone out to reposses the car.

If you have questions about how your car is treated in a Chapter 7 or Chapter 13 bankruptcy case in Atlanta, Georgia, please call the Law Offices of Charles Clapp at 404.585.0040 to speak to a qualified Atlanta, Georgia bankruptcy attorney.


Charles is absolutely a brilliant attorney! He is a critical thinker and determined problem solver. He is very accessible, even via text. If he is in court, his ability to multi-task, you can feel safe and secure in knowing he is handling any issues or concerns. I entrust him with my future, he is a uniquely talented attorney who always challenges himself to achieve the absolute best outcome for his clients.



I was very satisfied with Mr. Clapp services. He is a man of his word and did everything he told me he would. I would highly recommend him.



I came to Mr. Clapp by referral with a complicated case involving both personal and business debts that were out of control. Mr. Clapp evaluated the situation and gave me options that I was not even aware of. He knows his stuff, executed flawlessly, and I have been able to start over. I highly recommend Charles Clapp if you have debt or bankruptcy issues. Listen to his advice, he knows his stuff. I consulted with several other bankruptcy attorneys prior to retaining Mr. Clapp, and they did not have the same breadth of knowledge that Mr. Clapp brought to my case.



I selected Charles Clapp to handle my bankruptcy based on his already positive reviews and I am glad that I did! He was very accommodating to my schedule and made my negative life experience positive. I was actually very surprised how easy he made the process. Life happens and it’s great to be represented by someone that understand that!!! Stop your attorney search with Charles Clapp!!!